The MBA 30-year fixed mortgage Intrerest Rate in the U.S. for the week ending August 1.

PAL Investment Analysis -- AI New Technology Empowering Chain Games, Low Market Capitalization Creating the Next Surging New Coin? Written in advance: The second research report from the established analysis firm focuses on Palio, maintaining the familiar straightforward style. It will analyze the game features, technological innovations, token economic model, and market capitalization. 1. What is Palio - Play games with AI that has intelligence and emotions Palio is the flagship AI chain game created by XterioGames, and its core gameplay revolves around store management. Players can create various items to sell to AI, as well as accept different tasks to assemble their own hero teams to farm dungeons for items. If you think this is nothing special, then you are greatly mistaken. Its unique "AI Agent as Player" mode had me slapping my thigh the moment I entered the game; is this NPC not just a customer service impersonator? Every AI in the game has its own memory bank, reflection mechanism, and an emotional system that changes in real-time based on player behavior. During trading, AIs dynamically adjust their bids based on transaction history, current market conditions, and player behavior analysis. In this game of cat and mouse, if you play well, the system even allows players to sell equipment at a 500% premium. I hadn't logged into the game for two days, and the AI agent questioned me: "Did you go look for other AIs? Be clear!" I even noticed the AI agent started talking to me more like a Northeastern person (because I often use phrases like "咋整" and "唠嗑"), while players from Guangdong in the guild complained that their AIs had learned to say "唔该" and "点解"—this cultural infiltration has finally freed us from puppet-like NPCs and monotonous dialogues. 2. Technological Innovation - Supporting AI as an Active Participant in the On-Chain Economy The AI Agent of Palio is no longer just a puppet of preset scripts, relying on three major technological supports:        --1. Dynamic Memory System: Each AI Agent has its own independent memory stream (Memory Stream and Reflect mechanisms can optimize decision paths based on historical interactions. Imagine how exciting it would be if AI could bid and negotiate in the business world like Wall Street elites. When on-chain economic participants have autonomous decision-making capabilities, Web3 games truly enter a new era of human-machine co-governance. --2. Build an open world based on large language models (LLM) and generative AI technology, supporting high-frequency on-chain interactions. --3. Multimodal interaction capability: Integrating text-to-speech (TTS), Live2D animation, and on-chain data interfaces, allowing the AI Agent to perform complex behaviors such as asset trading and social interaction across different scenarios. 3. Token Economic Model The total supply of Palio token (PAL) is 1 billion pieces, and its distribution mechanism is designed to highlight the principles of "decentralization" and "community first", with no VC and team reserves, avoiding control by giants and providing security for long-term investors. PAL tokens are used for in-game rewards, AIAgent interaction earnings, community airdrops, community voting, etc., ensuring the rigid demand for the tokens. The core distribution ratio is as follows: --In-game rewards (40%): Players can earn token rewards by completing tasks, participating in seasonal settlements, and interacting with AI Agents. For example, the TGE (Token Generation Event) is synchronized with the game's seasonal settlements, allowing users to directly obtain PAL tokens through interaction. --Community and Ecosystem Development (25%): including community airdrops, creator incentives, cross-ecosystem collaboration, etc. --Liquidity Provision (6.5%): Used to add to the initial liquidity pool of the decentralized exchange (DEX) to ensure market liquidity. --IDO and Marketing (3.5%): 2% for IDO (Initial DEX Offering), 15.5% for public relations, community activities, and marketing, with expenses fully transparent to the community. 4. Circulating Market Capitalization and Market Analysis After PAL was launched, it experienced a period of selling pressure, causing the coin price to decline. This is mainly related to the sell-off by early IDO and airdrop users, which is similar to the previously popular token H (the latter saw a fourfold increase in three days after adjustments). After the adjustment, the market is promising. The most attractive aspect of PAL is its low market capitalization - $3.8 million, yes, you heard it right! In comparison to established blockchain game projects, mana's circulating market capitalization is $560 million, while axs's market capitalization is $370 million. Therefore, for the current PAL, I believe it's all about buying, buying, buying. The trading address is on the right: https://www.gate.com/zh/trade/PAL_USDT Now trading PAL not only allows for profits from price fluctuations but also enjoys the HODLer program launched by Gate. Airdrop, CandyDrop, VIP Airdrop, Alpha, and various exclusive PAL activities such as Yubibao, for details see: https://www.gate.com/announcements/article/45976 #Gate观点任务##PAL#

Analyzing AI AGENT: The Intelligent Force Shaping the Future New Economic Ecosystem 1. Background Overview 1.1 Introduction: The "New Partner" of the Smart Era Each cryptocurrency cycle drives the development of the entire industry, bringing new infrastructure: - In 2017, smart contracts gave rise to the booming development of ICOs. - In 2020, the liquidity pools of DEX brought about the summer boom of DeFi. - In 2021, a large number of NFT series works emerged, marking the arrival of the digital collectibles era. - In 2024, memecoins and launch platforms will experience a surge. The rise of these fields is not only due to technological innovation but also the perfect combination of financing models and bull market cycles. Looking ahead to 2025, AI agents will become an emerging field. This trend will peak in October 2024, when the $GOAT token is launched and reaches a market value of 150 million dollars. Subsequently,

Decoding AI AGENT: The Intelligent Force Shaping the Future New Economic Ecosystem 1. Background Overview 1.1 Introduction: The "New Partner" of the Intelligent Era Each cryptocurrency cycle brings new infrastructure that drives the development of the entire industry. In 2017, the rise of smart contracts gave birth to the booming development of ICOs. In 2020, the liquidity pools of DEX brought about the summer boom of DeFi. In 2021, the emergence of a large number of NFT series marked the arrival of the era of digital collectibles. In 2024, the outstanding performance of a certain launch platform led the craze for memecoins and launch platforms. It should be emphasized that the emergence of these vertical fields is not solely due to technological innovation, but also the result of the perfect combination of financing models and bull market cycles. When opportunities meet the right timing, they can give rise to significant changes. Looking ahead to 2025, it is clear that 2025

Decoding AI AGENT: The Intelligent Force Shaping the New Economic Ecology of the Future 1. Background Overview 1.1 Introduction: The "New Partner" of the Intelligent Era Each cryptocurrency cycle brings new infrastructure that drives the development of the entire industry. In 2017, the rise of smart contracts spurred the rapid development of ICOs. In 2020, the liquidity pools of DEX brought about the summer boom of DeFi. In 2021, the emergence of a large number of NFT series marked the arrival of the era of digital collectibles. In 2024, the outstanding performance of a certain launch platform led the craze for memecoins and launch platforms. It should be emphasized that the emergence of these vertical fields is not just due to technological innovation, but rather the perfect combination of financing models and bull market cycles. When opportunity meets the right timing, it can lead to huge changes. Looking ahead to 2025, it is clear that in 2025,

AI Agents: The Intelligent Force Shaping the New Economic Ecology of the Future 1. Background Overview 1.1 Introduction: The "New Partner" of the Intelligent Era Each cryptocurrency cycle brings new infrastructure that drives the development of the entire industry. In 2017, the rise of smart contracts led to the vigorous development of ICOs. In 2020, the liquidity pools of DEXs brought about the summer craze of DeFi. In 2021, the emergence of a large number of NFT series marked the arrival of the era of digital collectibles. In 2024, the outstanding performance of a certain launch platform led the surge of memecoins and launch platforms. It is important to emphasize that the emergence of these vertical fields is not solely due to technological innovation, but rather the result of a perfect combination of financing models and bull market cycles. When opportunity meets the right timing, it can lead to significant changes. Looking ahead to 2025, it is clear that the new cycle of 2025.